Call Us 803-785-7742 ☰ ˟
Logo
Call Us 803-785-7742
  • Request A Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
    • Commercial Auto Insurance Quote FormsImage of right arrow
      • Commercial Auto Insurance Quote
    • General Liability Insurance Quote FormsImage of right arrow
      • General Liability Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowners Insurance Quote
    • Inland Marine Insurance Quote FormsImage of right arrow
      • Inland Marine / Equipment Insurance Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
    • Workers Compensation Quote FormsImage of right arrow
      • Workers Compensation Insurance Quote
    • Watercraft & Boat
    • Property Insurance
    • Office Insurance
    • Health
    • Farm
  • Programs We Offer
    • Logging & Lumbering Insurance Program
    • Auto and Homeowners Insurance
    • Business & Commercial
    • Commercial Property Insurance
    • Commercial Auto Insurance
    • Contractors Insurance
    • Equipment Insurance
    • General Liability Insurance
    • Group Health
    • Life & Health Insurance
    • Motorcycle
    • Recreational Vehicle
    • Personal Umbrella Insurance
    • Special Events Insurance
    • Umbrella
    • Trucking
    • Workers Compensation
  • Submit a Monthly Report
  • Make A Payment
  • Resources
    • Important Links
    • Refer a Friend
  • About Us
    • About Us
    • Employee Directory
    • Customer ServiceImage of right arrow
      • Contact Us
  • Contact Us
    • Contact Us
    • Location(s)
    • Join our Mailing List
  • Main Menu
    • Home Page
    • Make a Payment
    • Refer a Friend
    • Join our Mailing List
    • Important Links
    • Our Locations
    • Employee Directory
    • Contact Us
    • Privacy Policy
Workers Comp Icon

Workers Comp

We browse through a wide variety of coverages and find the right one for you.

Learn More
General Liability Icon

General Liability

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Auto Icon

Commercial Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Inland Marine / Equipment Icon

Inland Marine / Equipment

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life & Health Icon

Home, Auto, & Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Contractors Insurance Home

Contractors Insurance


Contractors Insurance Information

What is contractor insurance?

Like any business, independent contractors need insurance to protect themselves financially. What type of insurance you need depends on the type of work you do. Some types of independent contractors include the following:

  • Independent construction contractors
  • Freelance writers, editors and graphic designers
  • Repair people, plumbers, carpenters, electricians, painters
  • Accountants and financial planners
  • House and carpet cleaners
  • Independent hair stylists and salon professionals

Contractors are like any business. You need property and general liability insurance to minimize the basic financial risks of running a business. Additionally, contractor insurance includes coverage designed for specific industry risks. Our agency can find a customized policy that includes coverage most suitable to you.

If you are hiring contractors, you want them to have contractor insurance. Insurance you carry as a business or homeowner may not protect you from liability for a contract worker. This can expose you to lawsuits if a worker gets injured at your business or home.

What types of contractors insurance are available?

There is a wide variety of contractor insurance options. Here are common coverages for independent contractors.

  • Bodily injury and property damage: This coverage is for contractors who work with heavy machinery and need to be prepared for accidents due to power tools and other hazards.

  • Professional liability: For contractors who provide consulting and advice, this coverage can protect you from liability risks due to losses a client may experience. It protects your business’s finances if a client accuses you of errors, whether due to mistake or negligence.

  • Commercial vehicle: Any vehicles owned by your business must adhere to state auto insurance laws. You can also protect your vehicles from various damages.
     
  • Builder’s risk covers property and raw materials while construction is underway. This type of policy is often written per project.

  • Workers compensation: Independent contractors may or may not need workers compensation. This coverage compensates employees for medical expenses and lost wages after an on-the-job injury.

Get started today!

We can search for the best policies based on the size of your business, the number of employees and the type of work you perform. Call us today to get started with a free quote.

Contact Us Today!
803-785-7742

Social Social

Resources

  • Customer Service
  •  Report a Claim
  •  Refer A Friend
  •  Leave A Review

 

© Copyright. All rights reserved. | Powered by Insurance Website Builder