EVER WANTED TO BE
SELF-INSURED?

Team members of Palmetto State Insurance

Don’t let traditional insurance limit your potential with

  • Unused premiums that go to waste
  • Rising costs that strain your budget
  • Lack of control over your risk management strategy
  • Limited coverage options that leave you exposed
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ARE YOU MISSING OUT ON THE BENEFITS OF CAPTIVE INSURANCE?

Become a Stakeholder for Your Insurance

After just 3 years, you will have the potential to recoup and reinvest your insurance premiums. In other words, your insurance dollars become strategic investments, building wealth for your business.

Control Your Decision-Making

With a captive insurance program, you have the final say in underwriting decisions, claims management, and policy terms. You're no longer at the mercy of external insurance companies making decisions on your behalf.

Get Insurance That Follows Your Company

Unlike traditional insurance, where policies may change as you switch agents or carriers, captive insurance stays with your company, providing stability and consistency in coverage.

Increase Flexibility and Customization

Captive insurance enables you to tailor coverage to meet your specific needs, ensuring that you have the right protection for your business’ unique risks and exposures.

GUIDING YOU EVERY STEP OF THE WAY

Palmetto State Insurance team member

What if you could step into a future where your insurance dollars become your most powerful investments? Now imagine having an experienced team guiding you through the complexities. What if they were Certified Insurance Counselors and Accredited Advisers in Insurance working by your side, providing the highest level of service and expertise?

Picture a world where industry-savvy staff are always available to support you, even in the most urgent situations. What would it feel like to have the peace of mind that comes with a 24-hour turnaround on all your requests, certificates, contracts, permits, and any other documentation?

With our team as your trusted guide, your captive insurance dreams become reality.

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TAKE CONTROL OF YOUR INVESTMENT

Traditional insurance can leave you feeling restricted. Do you pay high premiums but rarely make claims, resulting in unused dollars just going to waste? How about when it’s time to renew or switch policies. Do you feel stuck at the mercy of insurance companies?

What if you could take back control and turn your insurance investment into a strategic asset? With captive insurance, you become a stakeholder in your own insurance. Rather than overpaying for unused premiums, you can put those dollars to work for your business.

1

UNCOVER

Schedule a Needs Assessment with our experts to uncover the coverage needs specific to your business. Together, we will conduct a thorough assessment to identify your risks and vulnerabilities.

2

DISCOVER

Let our experienced team navigate the insurance market so you don’t have to. We will conduct thorough research, negotiate on your behalf, and discover the best combination of policies that align with your business.

3

YOU’RE COVERED

With captive insurance, you receive precisely the coverage you need while enjoying the control that comes with customized risk management solutions.

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WHAT IS CAPTIVE?

If you run a corporation or large organization with significant insurance needs, captive insurance can help you effectively and affordably manage your risks and lower your premiums.

What is captive insurance, and how can you use it to manage risks for your corporation or large organization? Palmetto State Insurance (PSI) can guide you through the customization of this unique self-insurance product designed to help you save money while securing effective coverage for common risks related to your industry.

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